Homebuyer & Homeowner Assistance

There are many other assistance programs available to homebuyers and homeowners. We encourage you to talk with one homeownership specialist listed below to see what programs you may qualify for.

Why work with a Housing Counseling Agency?

  • They offer home buyer counseling for little or no charge and do not charge for foreclosure counseling and.
  • They can help you access untapped funds for down payment or rehab assistance.
  • They can present the options available to you and help you decide what is best for your circumstances.
  • They have experience dealing with the lenders and know how to best present your case to the lender.
  • Lenders have special access numbers for HUD certified Housing Counselors.

The Take Root Milwaukee Member agencies listed below here HUD-Approved, nonprofit counseling agencies.

 

ACTS Housing
(414) 933-2215 or www.actshousing.org
2414 W. Vliet Street, Milwaukee, WI 53205
Language: English,  Spanish, Hmong, Laotian
Also provides Realtor services

GreenPath Financial Wellness
(877) 290-6974 or www.GreenPath.com or click here to set up an appointment
10101 W. Greenfield Avenue, Suite 110, Milwaukee, WI 53214
Language: GreenPath offers counseling or interpretation services via phone or in-person in over 170 languages.

Housing Resources Inc.
(414) 461-6330 or www.hri-wi.org
7830 W. Burleigh Street, Milwaukee, WI 53222
Languages: English, Spanish

United Community Center
(414) 384-4729 or (414) 384-3100 or www.unitedcc.org
1028 S. 9th Street, Milwaukee, WI 53204
Language: English, Spanish


Homebuyer & Homeowner Resources

City of Milwaukee $20,000 Forgivable Loans

Strong Neighborhoods Homebuyer Assistance Program

The City of Milwaukee is committed to assisting homebuyers with the purchase and rehabilitation of City-owned foreclosed homes. If you are interested in home ownership you may want to consider the great opportunities available under the Homebuyer Assistance Program, which provides funding to help prospective homeowners rehabilitate foreclosed homes they will occupy as their primary residence. Both financial and technical assistance are provided as part of the program. Program information and a list of upcoming information sessions are available at http://city.milwaukee.gov/HBA or check the Take Root Milwaukee’s Events page. Download the HBA Program Brochure in English or Spanish.

City of Milwaukee $500 ROOTS Program

$500 ROOTS Landscaping Program Incentive

The City of Milwaukee offers a $500 landscaping cash awards - exclusively to those who have purchase City-owned properties - to carry out landscaping projects. Owner occupants only. Find out more about the ROOTS Program.

Community First

Community First is a community based non-profit organization primarily responsible for administering the City of Milwaukee Neighborhood Improvement Program (NIP), a housing rehabilitation loan program for low income homeowners that uses Federal Community Development Block Grant and HOME funds. Under NIP, owner occupants of houses in targeted neighborhoods have access to forgivable loans, averaging $25,000, to complete substantial home repairs. Qualified applicants are low and moderate income households – as defined by income limits determined by U.S. HUD - who have lived in their home a minimum of five years. Contact 414-377-4481 or visit www.cfmke.org for more information.

Milwaukee Habitat for Humanity

Milwaukee Habitat for Humanity is a nonprofit organization that partners with low and moderate income families to build new, single family homes in the City of Milwaukee.  Once families complete an application process and are income-qualified, they work alongside volunteers to put 300 hours of “sweat equity” or volunteer labor into building their home.  Homes are sold to Partner Families with a twenty-five year, zero-percent interest mortgage.  Monthly mortgage payments range from $500 to $600 - less than most families pay in rent.  If you have ever dreamed of owning your own NEW home, learn how you may qualify for a Habitat home today.  For more information call 414-255-3565 or visit our www.milwaukeehabitat.org.

NW Impact

NW Impact is a subsidiary of the Northwest Side Community Development Corporation, serving Milwaukee for over 31 years. NW Impact is designed to carry-out the Neighborhood Renewal and Growth Initiative (NRG), in collaboration with WHEDA and PNC Bank. The program is designed to mitigate foreclosure and assist new owner-occupant homebuyers to purchase bank foreclosures, and City of Milwaukee-owned tax foreclosures. The program involves refinancing properties in foreclosure, rehabilitating foreclosed homes, and offering Rent-to-Own housing to qualified applicants. Please call Willie Smith at (414) 444-8200 or email at wsmith@nwscdc.org for more information.

Rebuilding Together Greater Milwaukee

Rebuilding Together Greater Milwaukee (RTGM) is a private, nonprofit organization whose mission is to preserve and revitalize homes and communities, assuring that very low-income elderly homeowners and disabled homeowners, as well as families with childrenm, live in warmth, safety and independence by providing free home repairs.  Contact us at 414-321-7531 (office) or 414-319-9828 (application line) or visit www.rtmilwaukee.org for more information. 

Other Homebuyer Assistance Programs

There are many other assistance programs available such as Employer-Assisted Homeownership (EAH), Down-payment assistance, Rehab assistance and more! We encourage you to visit or talk with one of our housing counseling agency members listed above to see what programs you may qualify for.

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© 2010 Take Root Milwaukee. Take Root is a service mark of Freddie Mac.

The consumer information on TakeRootMilwaukee.org is used with permission from Freddie Mac. Freddie Mac offers extensive, regularly updated consumer information about buying and owning a home on its website, www.FreddieMac.com, in the “About Homeownership” section. Freddie Mac is not responsible for content errors or omissions on TakeRootMilwaukee.org.

The funding source of this activity is the Milwaukee Homeownership Consortium and Freddie Mac.